Frequently Asked Questions

700 Noir Solutions, Inc. is a financial education company that specializes in DIY credit education and business resources. We provide digital products including workbooks, eBooks, templates, and bundles designed to help individuals and entrepreneurs take control of their credit and build successful businesses—all at their own pace.

All of our products are 100% digital! After purchase, you'll receive instant access to download your workbooks, eBooks, templates, and guides. You can save them to your computer, tablet, or phone and access them anytime. Many of our products are also printable if you prefer physical copies.

No special software required! Our products are provided in commonly used formats (PDF, etc.) that can be opened on any device—computer, tablet, or smartphone. You likely already have everything you need. If you want to edit templates, basic software like Microsoft Word or Google Docs works great.

Due to the digital nature of our products (instant access upon purchase), all sales are final. However, we stand behind the quality of our educational resources. If you have any issues or concerns, please contact us at [email protected] and we'll do our best to help.

Results vary based on your individual situation, but many customers see improvements within 30-90 days when following the steps in our workbooks. Credit rebuilding is a journey that requires consistency and patience. Our workbooks provide you with the education and actionable steps to achieve sustainable, long-term results.

We provide DIY (Do-It-Yourself) education, not credit repair services. Our workbooks teach you how to understand, dispute, and improve your own credit. You'll learn the same strategies that credit repair companies use—but you'll do it yourself, save money, and gain valuable knowledge that lasts a lifetime. Knowledge is power!

If you're new to credit education, start with the Credit Rebuild Starter Workbook. If you have specific errors on your credit report, the Credit Dispute Preparation Workbook is perfect. For comprehensive education, the Credit Resource Workbook 3-in-1 Bundle gives you all three workbooks at a discounted price and covers everything from basics to advanced strategies.

Absolutely! The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate information on your credit report. Our workbooks teach you exactly how to exercise those rights effectively. Thousands of people successfully improve their credit on their own every year—and with our step-by-step guidance, you can too!

Yes! Our business resources are designed for beginners and entrepreneurs at all levels. The "Starting Your First Business" guide and "Business Starter Guide under $1K" are perfect for first-timers. They break down complex concepts into simple, actionable steps—no business degree required!

Absolutely! Many successful businesses start with minimal investment. Our guide shows you specific business models, strategies, and resources that require less than $1,000 to launch. You'll learn how to bootstrap, prioritize expenses, and grow sustainably without going into debt.

This comprehensive bundle includes multiple resources covering business planning, funding strategies, grant opportunities, marketing tools, and startup guides. It's designed to take you from business idea to launch and beyond. You get everything you need to start, fund, and grow your business—all in one package at a discounted price.

Yes! Our grant lists and guides include legitimate grant opportunities and resources. We provide guidance on where to find grants, how to apply, and what to avoid. However, grant availability changes regularly, so we also teach you how to research and find current opportunities on your own.